As a credit union, we're organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all the net earnings are returned to members in the form of lower loan rates, higher savings, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
This could be because the body increases insulin secretion in anticipation that sugar will appear in the blood. When this doesn’t happen, blood sugar drops and hunger increases. Whether this chain of events regularly takes place is somewhat unclear. Something odd happened when I tested Pepsi Max though, and there are well-designed studies showing increased insulin when using artificial sweeteners.
Listen to your mum - dieting is faddish. Instead, improve the "quite" to "all" healthy and eat only nutritionally balanced, healthy foods. Cut out all sweets and junk foods, apart from an occasional treat, as humans would have always done till recent times. The exercise is important, and include plenty of stealth exercise, such as taking the stairs instead of the elevator and cycling to the shops instead of driving, etc.

Protein is one macronutrient that can really help fight belly fat. When you eat more protein, it keeps you fuller longer and reduces the hunger hormone ghrelin, helping you slash the total calories you consume in a day. High-protein meals, with 20 to 30 grams of protein each, can also help you burn more calories by raising the body’s metabolic rate. Eat up to three protein-rich meals a day to keep your appetite and cravings in check. Good sources of protein include poultry, lean meat, eggs, fresh-caught fish and other seafood, cottage cheese, and yogurt. Include one or more of these in every meal. Say hello to a slimmer waistline with these 15 foods that actually flatten your belly.
To encourage ketone production, the amount of insulin in your bloodstream must be low. The lower your insulin, the higher your ketone production. And when you have a well-controlled, sufficiently large amount of ketones in your blood, it’s basically proof that your insulin is very low – and therefore, that you’re enjoying the maximum effect of your low-carbohydrate diet. That’s what’s called optimal ketosis.
While no single food can "spot train" belly fat, some smart swaps can also improve gut health (eliminating cramps and gas!) and help you feel less puffy. Veggies, fruits, seeds, nuts, fish, whole grains, and other smart choices loaded with fiber and protein will keep you fuller longer, all while working their nutrient-powered magic. When it comes to healthy eating and weight loss, these plant-based foods loved by registered dietitians have your back.
That’s because it theoretically causes a mild ketosis (yep, the basis of the keto diet), which is a fat-burning state that should make you feel less hungry. The key in being successful with a low-carb diet (especially if you’re used to a more high-carb lifestyle) is to compensate for those lost carbs with protein-rich foods, says Dr. Cheskin. That way, your volume of food stays the same, but you’re doing it healthfully rather than in a way that exacerbates your weight gain.
Watching that extra junk around your trunk turn your body into a full-blown Buddha belly puts you at an increased risk for heart disease, diabetes, and early death. Luckily, losing the weight doesn’t have to take forever; with these 22 belly fat-fighting tips, you can shave two inches off your waistline in as little as two weeks. Think your age will stand in the way of your weight loss? The 20 Ways to Lose Your Belly When You’re Older will help folks of any age get on track to their best body ever.
Once your muscle glycogen stores are full, they’ll remain this way for days, as long as no other strength training is performed (because muscle glycogen is burned only during high- intensity exercise). Carbing up on Wednesday also gives you time to make adjustments. If you feel you look flat and small on Thursday or Friday, increase your carbs a bit. Bloated and soft? Cut them back a bit. Make adjustments by 25–50 grams at a time.
The researchers hypothesize that participants who abstained from animal products dropped significantly more pounds since plant-based foods include loads of filling fiber and slow-to-digest complex carbs. Though more research is needed to confirm these results, the study authors write, "Vegetarian diets appeared to have significant benefits on weight reduction compared to non-vegetarian diets."
Unsurprisingly, the results showed that nothing had happened to the weight of the women receiving calcium or the placebo. However, the group which took the multivitamin lost more weight – about 3 kg more – and improved their health markers. Among other things, their basal metabolic rate (the rate at which the body burns calories when at rest) increased.

If you’re trying to shed pounds, regular exercise is key. A shredding workout repeated throughout the week will help you burn serious fat, so that you can show off toned and lean muscles. We especially love this 4-minute workout, since it’s simple, yet effective. You only need to know four moves, all of which will challenge your body and raise your heart rate. Additionally, the workout incorporates highly effective high-intensity intervals, so it’s super quick. Interval training has been found to help boost your metabolism so that you continue to burn calories even after you leave the gym.
You don’t have to go low-carb to ditch those extra pounds around your waist in a short period of time. In fact, opting for more whole grains might just get you there faster. Researchers at Tufts University have linked eating three or more daily servings of whole grains to as much as a 10 percent reduction in visceral body fat, the kind that ups your risk for chronic diseases, like diabetes, heart disease, and high blood pressure.

If you’re only getting a minimal amount of sleep each night, that leaves more time for you to snack and make otherwise unhealthy decisions that could affect your weight loss. Although it will vary from person to person on how much sleep you actually need to be most effective (and therefore make progress toward your weight loss goals), the ideal number is typically 7 or 8 hours, says Dr. Cheskin. (Struggling to get that shut-eye? This doctor-approved breathing exercise will help you fall asleep fast.)
All workouts are created equal. Should you be focusing on high intensity interval training (HIIT), training for a marathon or getting on the bodyweight bandwagon to torch the most calories and fat? “The best exercise is one that you enjoy, and one that you will actually do,” said Lieutenant Commander Katrina Piercy of the U. S. Public Health Service Commissioned Corps, and the federal lead for the 2018 Physical Activity Guidelines for Americans. Dr. John Jakicic, who chairs the American College of Sports Medicine Obesity interest group, agreed. “There is no perfect exercise,” he said. “They all count, and they all contribute in different ways. You might get something with HIIT that you might not get with yoga, and you get some benefits from yoga that you might not get with HIIT. It’s about moving, and it’s about burning calories.” So find what you can stick with in your life for weeks, months and years -- not just the first week of January. But don’t become one of the 67% of gym membership holders who never go; at around $60 a month on average, that’s wasting $720 a year.
That’s because women tend to store more temporary fat in their bellies. “The fat stores are gained and lost,” says Lawrence Cheskin, MD, chair of the department of nutrition and food studies at George Mason University and director of the Johns Hopkins Weight Management Center. “By and large, belly fat comes off easier in the sense that it comes off first. That’s where a good amount of the fat is lost from.”
But you'll lose the most fat by doing HIIT, or high-intensity interval training. This training technique involves working at full throttle for short intervals -- typically 10 seconds to a minute -- then recovering at a slow pace or resting for a minute or two. It increases your metabolism after a workout, since your muscles need to work hard to get "back to normal." HIIT also burns more belly fat than traditional, steady-pace cardio, according to Penn State University.
Making a smoothie and ordering a smoothie at a shop are two very different things. When you make a smoothie yourself, you can measure the exact amount of fruit, swap water or almond milk for juice, and avoid any additional sweeteners. But many pre-made smoothies contain between 600 to 1,000 calories, on average, and are loaded with sugar. “An average height woman who is trying to lose weight is probably on a 1,200 to 1,400 calorie diet,” Amidor says. “So consuming one smoothie with 1,000 calories can easily sabotage any weight loss efforts.”

Illescas-Zarate, D., Espinosa-Montero, J., Flores, M., & Barquera, S. (2015, April 19). Plain water consumption is associated with lower intake of caloric beverage: Cross-sectional study in Mexican adults with low socioeconomic status. BMC Public Health, 15, 405. Retrieved from https://bmcpublichealth.biomedcentral.com/articles/10.1186/s12889-015-1699-0

Frequent and sustained cardio training is one of the best ways to burn fat and boost metabolism. One of the best cardio exercises to perform is running, according to the American College of Sports Medicine, as it burns a high number of calories per hour and improves cardiovascular health. ACSM recommends training five days a week, with a minimum of 60 minutes per session.


Eating less does more for weight loss than exercising more. Consider putting the money you’d spend on a gym membership toward healthy groceries, instead. “Trying to exercise your way out of your weight problem is very difficult (because) it’s very hard to exercise that much,” explained Dr. Aronne. Burning about 3,500 calories equals one pound; someone weighing 150 pounds walking for an hour would burn around 250 calories. “You really need to cut down on calorie intake to lose the weight. Exercise is better at preventing weight gain.” The recommended daily diet is around 2,000 calories, but if you want to lose weight, Dr. Avigdor Arad, the director of the Mount Sinai Physiolab, suggests that women consume between 1,200 to 1,500 calories a day on average, and men between 1,500 and 1,800 calories. But visit your doctor to see how your own metabolism, family history and any medications you’re taking could be influencing how easily you gain and lose weight, and what your nutritional needs are. “There is a lot of variation,” he said.

Just figure out what works best for your schedule and your lifestyle. Most people wait a while after they wake up to start eating; for me, it's easier to hold off for a few hours in the morning than it is to go, say, from 3 or 4 p.m. until bedtime without eating. Plus, if you work out in the morning before you eat, you get to double-dip on fat burning, since your body will use even more of your stored fat for energy.
A 2012 study also showed that people on a low-carb diet burned 300 more calories a day – while resting! According to one of the Harvard professors behind the study this advantage “would equal the number of calories typically burned in an hour of moderate-intensity physical activity”. Imagine that: an entire bonus hour of exercise every day, without actually exercising. A later, even larger and more carefully conducted study confirmed the effect, with different groups of people on low-carb diets burning an average of between 200 and almost 500 extra calories per day.

Dairy products such as cream and cheeses. They work well in cooking as they satisfy. The problem is if you’re munching a lot of cheese in front of the TV in the evening… without being hungry. Be careful with that. Or lots of cream with dessert, when you’re actually already full and just keep eating because it tastes good. Or another common culprit: loads of heavy cream in the coffee, many times per day.
Don’t work out later than three days before your event. If your party’s on Saturday, for example, do your last workout of the week on Wednesday—muscles bulge most when they’re flush with glycogen (the carbohydrates stored in muscle), so you need to give your body time to recover and replenish its glycogen stores before your unveiling. If you train too close to the big day, the carbs stored in your muscles will be depleted, and you’ll end up looking flat and soft. Furthermore, make sure this last workout focuses on the areas you want to highlight, such as chest and arms. Glycogen is replenished fastest in muscles that need it most—i.e., the ones that have just been worked—so if you want your pecs and biceps to pop, you have to make sure they soak up as many of the carbs you’re taking in as possible (explained in the next step).
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The only efficient service option designed to handle more than 300 pounds of paper in one trip, offsite shredding services are perfect for larger shredding projects. A large truck can fit over 1,000 pounds of paper and safely transport it to an industrial shredding facility for you for around $65-75. Some companies will charge more for very large jobs, so it’s always smart to call in for a quote before scheduling a job.

Since the credit union's first Community Shred Day in 2009, Veridian has helped approximately 33,000 people shred more than 889,500 pounds of unwanted, sensitive documents. That equates to an estimated 7,583 trees saved. The event is free and open to the public, and all shredded paper will be recycled into commercial-grade paper towels, toilet paper and other paper products.


Fathi, Y., Faghih, S., Zibaeenezhad, M. J., & Tabatabaei, S. H. (2016, February). Kefir drink leads to a similar weight loss, compared with milk, in a dairy-rich non-energy-restricted diet in overweight or obese premenopausal women: A randomized controlled trial. European Journal of Nutrition, 55(1), 295–304. Retrieved from https://link.springer.com/article/10.1007/s00394-015-0846-9
Not a jock? Find other ways to fit activity into your day: walk to school, jog up and down the stairs a couple of times before your morning shower, turn off the tube and help your parents in the garden, or take a stroll past your crush's house — anything that gets you moving. Your goal should be to work up to 60 minutes of exercise every day. But everyone has to begin somewhere. It's fine to start out by simply taking a few turns around the block after school and building up your levels of fitness gradually.

It might not build you like Popeye overnight, but add a bit of the green stuff on the side of your plate if you want to lose weight fast. It’s thanks to spinach’s ecdysteroids, natural compounds found in the veg, that increase the levels of protein adiponectin, which makes fat cells more sensitive to insulin, and breaks down fat. It’s really that easy.


If muscling up is key to shedding timber, you might as well do so efficiently. Rehash your recovery period by introducing short rest intervals within your sets. Switching your 120-second rest between sets to a 60-second intra-set break brings greater strength gains and increased power output, according to a study published in the Journal of Strength and Conditioning Research.
While some people respond well to counting calories or similar restrictive methods, others respond better to having more freedom in planning their weight-loss programs. Being free to simply avoid fried foods or cut back on refined carbs can set them up for success. So, don’t get too discouraged if a diet that worked for somebody else doesn’t work for you. And don’t beat yourself up if a diet proves too restrictive for you to stick with. Ultimately, a diet is only right for you if it’s one you can stick with over time.
Basically, the effect of exercise on our weight is vastly overrated. That’s why it’s only number 15 on this list. There are other things you need to take care of first. It’s not a good idea to eat bad food, drink sugar water (so-called “sports drinks”) or be on medications which force you to exercise for hours daily just to compensate. Metaphorically that’s like digging a hole, into which you put your ladder, on which you stand and paint the basement-level windows of your house.
Belly fat is something that makes you look really bad and it is also very unhealthy. A sedentary lifestyle and wrong food choices are responsible for belly fat. However, not to worry, you can always do some core strengthening exercises to get the desired washboard abs. Here are some expert tips to show you the way to shed those extra pounds from your belly.
That’s because women tend to store more temporary fat in their bellies. “The fat stores are gained and lost,” says Lawrence Cheskin, MD, chair of the department of nutrition and food studies at George Mason University and director of the Johns Hopkins Weight Management Center. “By and large, belly fat comes off easier in the sense that it comes off first. That’s where a good amount of the fat is lost from.”
High blood sugar levels coupled with high blood ketones, on the other hand, will mean that you have a pathologically low level of insulin – something non-diabetics do not suffer from. This can lead to ketoacidosis – a potentially life-threatening condition. If this happens, you’ll need to inject more insulin; if you’re at all unsure of what to do, contact a medical professional. Coveting really high blood ketones for weight control is not worth the risk for type 1 diabetics.
Don’t work out later than three days before your event. If your party’s on Saturday, for example, do your last workout of the week on Wednesday—muscles bulge most when they’re flush with glycogen (the carbohydrates stored in muscle), so you need to give your body time to recover and replenish its glycogen stores before your unveiling. If you train too close to the big day, the carbs stored in your muscles will be depleted, and you’ll end up looking flat and soft. Furthermore, make sure this last workout focuses on the areas you want to highlight, such as chest and arms. Glycogen is replenished fastest in muscles that need it most—i.e., the ones that have just been worked—so if you want your pecs and biceps to pop, you have to make sure they soak up as many of the carbs you’re taking in as possible (explained in the next step).
Earlier, belly fat was considered healthy; it was perceived as a reservoir of adipose tissues that could be utilized when a person needed extra energy. With time, the views have changed. Researchers state that excess belly fat triggers chronic cardiovascular diseases. So, it is important to measure belly fat and check how much you need to reduce. Here are some parameters to measure your waistline.

Dieting and exercise go hand in hand. If you thought that only dieting will burn your belly fat, you are wrong. If you really want to lose weight, you need to include an hour of exercise in your daily routine for targeting and reducing belly fat. Here, we have compiled a list of 16 exercises that can help you reduce belly fat faster than you thought it would take:


Regular exercise is key to weight loss and maintenance. And since there’s no consensus on whether the ideal workout is aerobic or resistance training, your best bet is to do a little of both. Resistance training is especially important for people over 30, who will otherwise begin to lose bone density. Contrary to popular belief, abdominal crunches are not going to melt away belly fat, though they will help build muscle that could help define the area. And since muscle mass has a higher resting metabolic rate and energy expenditure than fat, it could help you trim down. Mix up your workout routine with these exercises that flatten your belly—without a single crunch.
Plus, a 2015 study from the Annals of Internal Medicine showed that for those who have a hard time following a strict diet, simplifying the weight loss approach by just increasing fiber intake can still lead to weight loss. Women should aim for at least 25 grams of fiber per day (based on a 2,000-calorie) diet, according to the most recent U.S. Dietary Guidelines. Not sure where to start? Check out our step-by-step guide to increasing your fiber intake.
If you’re wanting to get your own bottle of the Keto Shred Supplement, your best bet is going to be to find their official website. We don’t think that KetoShred is a bad product, but we also don’t think that it’s going to make us change our favorite. If you want to know why we like our favorite so much, go check it out for yourself! It’s linked in the photos on this page. We hope you like it too!
Drinking several cups of tea a day can help shrink your belly fat. Green tea is a great choice, but tea made from the leaves of Camellia sinensis, such as oolong tea and the unfermented white tea, are just as effective. Catechins in the tea speed up metabolism and increase fat burning by stimulating the liver, especially when combined with exercise. Other fat-burning teas are peppermint tea, which is known for its appetite suppressing effect, and Red Rooibos tea, which has a flavonoid called Aspalathin that lowers the kind of stress hormones that promote weight gain. Here’s a list of all the best teas for weight loss.
Hu, T., Mills, K. T., Yao, L., Demanelis, K., Eloustaz, M., Yancy, Jr., W. S., ... Bazzano, L. A. (2012, October 1). Effects of low-carbohydrate diets versus low-fat diets on metabolic risk factors: A meta-analysis of randomized controlled clinical trials. American Journal of Epidemiology, 176(Suppl. 7), S44–S54.  Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3530364/
Aloe juice aka aloe water has been touted as the new coconut water. The bulk of aloe juice is made with aloe vera gel, water, or tea, and then sweeteners and natural flavors may be added. While aloe vera juice supposedly has health benefits, like weight loss and anti-aging properties, none of these claims have ever been scientifically proven. “Although aloe vera does contain high amounts of antioxidants, it has a slightly bitter, citrus-like flavor which is very difficult to drink on its own,” says Amidor. “It also has diuretic properties, which if taken in large amounts, can lead to loss of potassium from your body, which is potentially dangerous.”
"Only doing abdominal-focused workouts, like crunches, won’t help you banish the bulge. Belly fat is simply where your body stores energy, so you need to take a whole-body approach to tackle it. HIIT training (high intensity interval training) is a great way to burn fat and get your heart rate up. Squats, burpees and treadmill sprints are all examples to try."
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