As a credit union, we're organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all the net earnings are returned to members in the form of lower loan rates, higher savings, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Dr. Ian Smith is the author of the #1 New York Times bestselling books, SHRED: THE REVOLUTIONARY DIET, and SUPER SHRED: The Big Results Diet, and BLAST THE SUGAR OUT. Dr. Smith’s highly anticipated newest book, The Clean 20, became an instant New York Times best seller, helping hundreds of thousands of people reduce bad sugars from their diet, lose weight, lower blood sugar levels, and cut the cravings. Read More
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What happens if you fast for a day? What happens if you don't eat for a day? While most people will feel hungry and possibly tired, there is also a range of other effects. In this article, learn about how the body starts to burn fat for energy and whether fasting for 24 hours can be a good weight loss tool. We also investigate the possible risks. Read now
Ship ‘N’ Shred — Similar to drop off paper shredding services, our Ship ‘N’ Shred service charges by the pound.  The cost is approximately $30 for a 30 pound box of paper and $45 for a 65 pound box of paper. You can take them to a shipping location or have them picked up from your location and shipped off to be destroyed. Again, you don’t get to see your documents destroyed yourself, but you can get a certificate of destruction.
Belly fat is is different from fat elsewhere in your body. The extra weight some people carry around their waists, arms, and love handles isn’t the same — that’s subcutaneous fat, which sits beneath the skin and is relatively harmless, according to Harvard Medical School. The stuff in your belly, visceral fat, lodges deeper down, around your abdominal organs. It's metabolically active tissue that actually functions like a separate organ, releasing substances into the rest of your body that, in excess, can increase your risk of disease.
A 2012 study also showed that people on a low-carb diet burned 300 more calories a day – while resting! According to one of the Harvard professors behind the study this advantage “would equal the number of calories typically burned in an hour of moderate-intensity physical activity”. Imagine that: an entire bonus hour of exercise every day, without actually exercising. A later, even larger and more carefully conducted study confirmed the effect, with different groups of people on low-carb diets burning an average of between 200 and almost 500 extra calories per day.
Belly fat is associated with many health issues and diseases, such as cardiovascular disease, diabetes, and cancer. Specifically it's the deepest layer of belly fat that poses health risks. That's because these "visceral" fat cells actually produce hormones and other substances that can affect your health.[1] There are many dangerous and ineffective gimmicks about how to lose belly fat. While there is no "magic bullet" that will target abdominal fat in particular, this article will explain what causes an expanding waistline and how you can make that spare tire go away.
Stavrou, S., Nicolaides, N. C., Papageorgiou, I., Papadopoulou, P., Terzioglou, E., Chrousos, G. P., … Charmandari, E. (2016, July 31). The effectiveness of a stress-management intervention program in the management of overweight and obesity in childhood and adolescence. Journal of Molecular Biochemistry, 5(2), 63–70. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4996635/
Being healthy is really about being at a weight that is right for you. The best way to find out if you are at a healthy weight or if you need to lose or gain weight is to talk to a doctor or dietitian, who can compare your weight with healthy norms to help you set realistic goals. If it turns out that you can benefit from weight loss, then you can follow a few of the simple suggestions listed below to get started.
Make sure to program your cardio exercise in with your weight training the right way, though — a 2017 study found that performing cardio and weight training workouts on alternate days was far more effective for burning belly fat than stacking the workouts on top of each other in the same session. Put the two together, and watch that unhealthy midsection shrink.
Being healthy is really about being at a weight that is right for you. The best way to find out if you are at a healthy weight or if you need to lose or gain weight is to talk to a doctor or dietitian, who can compare your weight with healthy norms to help you set realistic goals. If it turns out that you can benefit from weight loss, then you can follow a few of the simple suggestions listed below to get started.

If you’ve got weight to lose and you want it gone fast, try swapping out your usual proteins in favor of fish. Not only is fish lower in calories than an equivalent amount of beef or chicken, a study published in Obesity reveals study subjects who added omega-3 fatty acids, like those found in fish, to their diets shed more weight and had an easier time keeping it off than those who skipped them.

Visceral fat, commonly known as belly fat, is the layer of fat below the muscles of your abdomen. Due to its crucial location surrounding many of your vital organs, belly fat supplies a constant source of energy but also exposes the body to harmful toxins and hormones. When you have too many fat cells or your fat cells get too large, they can overproduce toxins that increase your risk for chronic inflammation, diabetes, heart disease and cancer. This is why belly fat can be more dangerous than subcutaneous fat—or the outer layer of fat that you can pinch with your fingers. That said, the reason you're having trouble buttoning your pants may not be visceral fat: what we're calling "belly fat" these days could be bloating or water retention rather than a fat buildup. Read on for steps you can take to beat the bulge.
Set yourself up to lose excess belly fat by setting realistic goals. You won't be able to lose fat exclusively from your belly -- it will come from all over your body, including your midsection -- or shed 20 pounds in just a week. You can, however, lose 1 to 2 pounds of fat to start slimming your midsection, using sustainable methods that'll allow for larger weight loss over longer periods of time.

We’ve now arrived at tip number 16. If you’re still having trouble losing weight, despite following the 15 pieces of advice listed above, it might be a good idea to bring out the heavy artillery: optimal ketosis. Many people stalling at weight plateaus while on a low-carb diet have found optimal ketosis helpful. It’s what can melt the fat off once again.


Making a smoothie and ordering a smoothie at a shop are two very different things. When you make a smoothie yourself, you can measure the exact amount of fruit, swap water or almond milk for juice, and avoid any additional sweeteners. But many pre-made smoothies contain between 600 to 1,000 calories, on average, and are loaded with sugar. “An average height woman who is trying to lose weight is probably on a 1,200 to 1,400 calorie diet,” Amidor says. “So consuming one smoothie with 1,000 calories can easily sabotage any weight loss efforts.”
I am a 50 year old male and I consider myself to be in pretty good shape. I've been body building for about 3 years and I'm around 13% body fat. I started this workout and could only get through 2 rounds of the cardio after each weight training session. You younger guys and gals might be able to get through it, but it wore my butt out! Hopefully I can get through 3 cardio sessions next week. My goal is to get to 10% body fat within the next 12-16 weeks.

Making a smoothie and ordering a smoothie at a shop are two very different things. When you make a smoothie yourself, you can measure the exact amount of fruit, swap water or almond milk for juice, and avoid any additional sweeteners. But many pre-made smoothies contain between 600 to 1,000 calories, on average, and are loaded with sugar. “An average height woman who is trying to lose weight is probably on a 1,200 to 1,400 calorie diet,” Amidor says. “So consuming one smoothie with 1,000 calories can easily sabotage any weight loss efforts.”
Your best bet for blasting belly fat is slow, steady weight loss -- not instant one-week results. Steer clear of diets promising double-digit weight loss in just a week or diets that cut out entire food groups or require you to eat just a couple foods. These are typically fad diets that aren't sustainable -- so you're likely to regain any lost weight -- and such diet plans might even interfere with your ability to lose fat in the long run, explains the University of Wisconsin-Madison.
Some people feel better supplementing the already active T3 (sometimes prepared from pig thyroid glands), as it can give a stronger effect than the T4 hormone, but its effect is often harder to control. Swedish healthcare rarely prescribes or offers such T3 treatment, as it often lacks advantages and may pose a risk when doses are high for an extended period of time.

Fleury, N., Geldenhuys, S., & Gorman, S. (2016, October 11). Sun exposure and its effects on human health: Mechanisms through which sun exposure could reduce the risk of developing obesity and cardiometabolic dysfunction. International Journal of Environmental Research and Public Health, 13(10), 999. Retrieved from https://www.mdpi.com/1660-4601/13/10/999/htm
Fiber is a type of carbohydrate that your body can't digest, and it helps regulate the body's use of sugar as it slowly passes through your digestive system. Increasing your daily fiber intake can result in greater satisfaction after meals, less blood-sugar spiking and crashing, and subsequent reductions in the amount of calories eaten for the rest of the day. When trying to trim belly fat, aim to get at least 25 grams of fiber in your diet each day. Foods that are rich in fiber include pulses, like lentils and beans; apples and pears, with the skin; nuts and seeds; and cruciferous vegetables like broccoli and Brussels sprouts. Try this recipe for Tabbouleh with Chickpeas for a fiber-packed side dish or a one-dish dinner!
Belly fat is, in fact, the colloquial term for abdominal fat. According to medical experts, belly fat can be potentially dangerous. Excess of it can lead to a number of health problems including heart diseases, high blood pressure, type 2 diabetes, a decrease in the level of HDL or good cholesterol, and can even lead to strokes or sleep apnea. You need to combat this problem before it gets too late.
Ultimately, you need to pick a healthy eating plan you can stick to, Stewart says. The benefit of a low-carb approach is that it simply involves learning better food choices—no calorie-counting is necessary. In general, a low-carb way of eating shifts your intake away from problem foods—those high in carbs and sugar and without much fiber, like bread, bagels and sodas—and toward high-fiber or high-protein choices, like vegetables, beans and healthy meats.
Chronic stress may increase levels of stress hormones such as cortisol in your body. This can cause increased hunger and result in weight gain. If you’re looking to lose weight, you should review possible ways to decrease or better handle excessive stress in your life. Although this often demands substantial changes, even altering small things – such as posture – may immediately affect your stress hormone levels, and perhaps your weight.
You’re only losing one or two pounds a week. Sustainable weight loss is slow and steady. “It depends on where you start — if you have quite a bit of weight to lose, you tend to lose the initial weight faster,” noted Dr. Steinbaum, “but losing more than a pound a week is quite a bit. A gradual decrease in weight loss implies that your dietary changes are sustainable. If you lose weight very quickly, it means that there has been a calorie restriction or an increase in activity that is really significant, and it is really hard to sustain that.” That’s why so many yo-yo dieters gain the weight back. But aiming for smaller targets can add up to big changes -- and reaps more health benefits than the numbers on the scale suggest. “Even when you lose only 3% of your body weight (six pounds for a 200-pound person), your blood sugar improves; your insulin sensitivity is improved; inflammation goes down; your cholesterol goes down,” said Dr. Arad. “You don’t have to cut down half of your weight; even losing 3% to 5% is an excellent goal.”

Without alcohol, they’re less fattening, right? Yes and no. It’s true that alcohol adds calories, but so do the ingredients you’re swapping in. Virgin margaritas, pina coladas, and daiquiris are made with fruit juices and sometimes syrups, which have loads of calories and sugars. Instead, Amidor recommends sticking with alcohol—in 5 ounces of wine or a 12-ounce light beer. Here are the weight-loss motivation techniques 22 real people used to lose weight.
As a result, about four in 10 Americans are obese -- that’s a whopping 93.3 million adults -- which increases their risk of heart disease, stroke, type 2 diabetes, certain cancers and early mortality, and cost the country $147 billion in medical costs in 2008, according to the CDC. Nearly 80% of American adults are also not getting enough aerobic and muscle-strengthening activity, which is linked to about $117 billion in annual health care costs and 10% of premature mortality, according to the U.S. Department of Health and Human Services.

Incorporate at least two additional days of exercise -- cardio, yoga, or Pilates -- outside of the three workout days that you perform the 30-Day Shred program. According to the Centers for Disease Control, adults between the ages of 18 and 64 require 150 minutes of moderate intensity aerobic fitness every week and two to three days a week of strength training.
If you're dehydrated, it can be hard to tell if you're hungry or just thirsty. If you're craving a mid-day snack, have a glass of water and wait a few minutes before reassessing how hungry you really are. Water also helps food move through your digestive system, lessening feelings of bloating. It's a good idea to keep a water bottle with you throughout the day. Add in cucumber slices or fresh fruit to infuse flavor.
As a credit union, we're organized differently than other financials. Veridian is a not-for-profit financial cooperative owned by our members. That means all the net earnings are returned to members in the form of lower loan rates, higher savings, and low-to-no fees. Veridian is also governed by a volunteer board of directors who are elected by our members. Each member has one vote in the election for our board regardless of how much money that individual has on deposit.
Super Shred really work. I started this diet seven days ago, and I can see the results. I wear the fitbit and I exercise everyday but wasn't getting any results. So I bought this book and I am on the seventh day and I have lose six pounds. I am so excited. I no longer have indigestion and the bloating feeling. This diet is so easy to follow. Thanks Dr. Ian Smith!!!!
It’s called a beer belly for a reason! Alcohol consumption has long been associated with abdominal obesity and can easily derail your fat-loss efforts. Alcohol is not only high in calories, but it’s the body’s preferred fuel, so when you drink it, the other macronutrients in your food will be sent into storage (aka your belly, or possibly your thighs or butt). Alcohol is also notorious for lowering your self-control and inhibitions, so you can easily end up eating and drinking too much. Check out these home remedies that help you lose belly fat.
Belly fat is is different from fat elsewhere in your body. The extra weight some people carry around their waists, arms, and love handles isn’t the same — that’s subcutaneous fat, which sits beneath the skin and is relatively harmless, according to Harvard Medical School. The stuff in your belly, visceral fat, lodges deeper down, around your abdominal organs. It's metabolically active tissue that actually functions like a separate organ, releasing substances into the rest of your body that, in excess, can increase your risk of disease.
You may have an apple-shaped or a pear-shaped body structure. Accumulation of fat occurs differently for different people, it actually depends on the body structure. For those whose bodies are pear-shaped, the fat tends to accumulate in the lower part of the body, like the buttocks. But for those whose bodies are apple-shaped, your body tends to store fat around the middle section, thus resulting in fat accumulation around the belly. You must know that there are two types of belly fat – visceral, which accumulates around the abdominal organs, and subcutaneous, which occurs between the skin and abdominal wall.
Don’t let extra hours lounging in bed stand between you and a flatter belly. While getting enough sleep can help boost your metabolic rate, sleeping in may undo any benefit you’d enjoy from catching a few extra winks. One Obesity study reveals that late sleepers who snoozed past 10:45 in the morning ate nearly 250 more calories over the course of the day, despite eating half as many fruits and vegetables as their early bird counterparts. Even worse, they chowed down on more salty, sugary, and trans-fat-laden fast food than those who woke up earlier. If you happen to head out of the house early, you’re in for an additional metabolic boost; researchers at Northwestern University have found that people exposed to just a short period of early morning sunlight had lower BMIs than their late-waking counterparts.
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